FINNA LARISSA: November 2023

Minggu, 26 November 2023

Bank11.io

#Bank11 #Xeleven #CAR #BTC #Sango #Metaverse #NFT #Binance #ETH #Ethereum

Introduction

Today, the global financial system is experiencing major challenges, such as sanctions and trade wars, banking regulations, rising borrowing costs and key interest rates, and an inflationary, spike. Classic fiat instruments can't overcome these challenges. Blockchain, cryptocurrencies and Web 3.0 solutions in the field of finance are essential for this crisis. Unfortunately major blockchain companies work only for a narrow audience of crypto-enthusiasts. Under these conditions, users need new innovative financial services that will-combine Web 3.0 and large scalability.

Mission

The economic crisis is accelerating a revolution in finance that will power the development of non-fiat banking. X11's mission is to give people back the ability to manage their own money without restrictions. The X11 team decided to create a non-fiat service that combines innovative fintech solutions with the reliability of a classic bank. X11 works as a hybrid service implementing CeFi and DeFi solutions. Cef i will provide the level of compliance the service needs, while DeFi maintains the. transparency of blockchain solutions and the decentralized nature of the service, as well as the scalability of cryptocurrency payments.

Financial institutions must stop dividing people into insiders and outsiders X11 will remove borders and nationalities from finance. We want to give our users access to banking services anywhere in the world without restrictions, regardless of sanctions and trade wars. X11 will be the service for a new global financial system based not on fiat currencies but on cryptocurrencies

Target audience

X11's audience encompasses both individuals and legal entities including Individuals

1. Freelancers who work for clients in other countries

2. For cross-border SME transactions

3. For p2p payments and keeping private funds

• Online business

4. Gambling, betting

5. Gaming

6. Meta-universes

7. Blockchain companies

Problems

Problem 1. Crypto banking is still at the beginning stage of development Many blockchain companies have been created in recent years, including cryptocurrency exchanges and DeFi protocols, which provide different financial crypto services. However, there is not a single full-fledged cryptocurrency bank among them. The vast majority of so-called crypto-banks are either crypto-exchanges that issue debit cards, or neobanks that conduct cryptocurrency transactions on a very limited scale.

Problem 2: Traditional banks and neobanks are over-regulated Fintechs and neobanks, relying on fiat financial infrastructure and being constrained by regulators, do not meet user expectations. Comparing modern banking with the banks of the past, privacy and the quality of service have significantly decreased.

Problem 3: Centralized crypto-exchanges and blockchain services are limited by regulators

Sanctions, trade wars and the international economic crisis are affecting clients of crypto-exchanges and blockchain services. No client can feel safe and at any moment their money can be blocked or confiscated, even if it is of legal origin.

Problem 4. Scalability of DeFi and cryptocurrencies

Defi, the backbone of innovation in finance and the blockchain industry, has not been implemented in banking. The number of cryptocurrency users is still only about 300 million, due to difficulties in implementing user-friendly interfaces.

Problem 5: The fiat system crisis

The modern fiat system has a number of serious disadvantages, notably high inflation and the lack of freedom for people to manage their money.

Problem 6. Zero interest rates on bank accounts

During the COVID pandemic, bank account interest rates in the EU, the US and the British Commonwealth fell to near zero.

Problem 7: Risks and Difficuties

Cryptocurrency has given users the opportunity to make fast, inexpensive and private transactions outside the fiat system. At the same time, it generates many problems, such as fraud and address errors in transactions, not to mention that the legal field for such transactions is still a gray area in many countries. Business

payments in cryptocurrency are high-risk and do not protect either client or counterparty.

The high volatility of cryptocurrencies tiscourages transfers. This problem was "solved" by stablecoins, but even those transactions can be expensive and it is unclear to whom and where funds are going and who is behind them. X11 has solved this problem.

Conversely, classic banks require very serious documentation and confirmation of the origin of funds, both for individuals and businesses. Also, citizens of some countries have great difficulty registering a personal business account, with a process that takes from 3 weeks to 6 months

Already done

06.06.2021 — Beginning building a bank11 model

09.01.2022 — Launch of beta version for individuals
11.01.2022 — Beta launch versions for freelancers

02.01.2023 — Launch of alpha version for freelancers
07.01.2023 — Test of the Bank11 application on trc

20 08.01.2023 — Signed contracts with the European payment system so that our clients have the opportunity to withdraw funds to the card

What was missing all this time
Instant Registration
Fast and simple KYC/KYB compliance (passport/license)

Instant 30-second money transfers

Low fees on transactions
Acquire crypto
Integration of browser wallets with your site/store. Merchants receive payments in stablecoins without worrying about additional fees or volatility

No limits on transaction volume
Free banking: you pay only for the services you use

Earn on p2p lending
Escrow deals with an arbitrator: deals signed by a smart contract and legal agreement

No country restrictions: we do not work with fiat licenses
Geocash service for fiat withdrawal (p2p exchange between bank clients)

Legal

Bank 11 complies with English law. All legal contracts will be directly linked to smart contracts. The user can sue a counterparty who does not fulfill the contract in their own country or in the arbitration court.
Bank 11 complies with English law. All legal contracts will be directly linked to smart contracts. The user can sue a counterparty who does not fulfill the contract in their own country or in the arbitration court.

Bank 11 does not have access to the client's funds, only information about the counterparty, transactions and the amount of funds. Bank 11 takes payments only in the form of fees, when the client interacts with bank tools. Commissions are automated by smart contracts.
Bank 11 does not have access to the client's funds, only information about the counterparty, transactions and the amount of funds. Bank 11 takes payments only in the form of fees, when the client interacts with bank tools. Commissions are automated by smart contracts.

COMPARISON OF BANK 11 AND TRADITIONAL BANKS
What's the benefit?

Instant money transfers anywhere
Low fees on international money transfers through Bank 11 gateway
Fast registration
Verification within 24 hours
Opportunity to earn on p2p lending
Withdraw fiat via geocash
Ability to pay bills and make purchases in cryptocurrency
No limits on transaction volume
Escrow deals for payments for goods and services
Bank 11 has no control over client funds

Classic Bank
Money transfers up to 14 days
High fees for cross-border transfers up to 15% of the amount depends on the country
Transfers to some countries are prohibited, no withdrawals to blockchain
Account opening takes from 2 days to 2 weeks
Citizens of some countries are forbidden to open an account
Only direct bank loans at % interest
Receipt of funds via wire transfer or cash at bank/ATM only
Limits on servicing accounts
Bank is not responsible for client deals
Can block client funds at any time

Roadmap

QI-II 2022.
Documentation development
Individual design development (prototyping)
Emergence of the Development Team
Company registration in Panama
Hypothesis testing
Project tokenomics

QIII-IV 2022.
Service landing page
Registration and login
KYC/KYB
Invoice generation and payment
Stablecoins exchange
1-3K registrations planned

QI 2023
ESCROW Module
IOS/Android application launch
Buy Ethereum with card
Geo-Cash + P2P withdraw to card
The possibility of buying a X11b token and staking it
Internal chat
Taking over the African market (10-30k users)

Team

The X11 team consists of specialists with many years of experience in the blockchain industry. The X11 product is developed by a team of four experienced engineers with the necessary competencies in blockchain development (Solidity, Rust) and the creation of frontend solutions for Web 3.0 applications in JavaScript, Typescript, Node.js and React.js.

X11's legal department is led by a lawyer with extensive operating experience with CeFi companies as well as advising DeFi projects. The strategic focus on the use of decentralized solutions, combined with legal literacy, allows the company to find effective legal solutions that are convenient for our clients.

X11's marketing and product department is led by experts with dozens of successful marketing campaigns since the first major ICO in 2017 and experience with cryptocurrencies, cryptocurrency exchanges, and DeFi protocols in 2020-2021.

INFORMATION

https://bank11.io/

https://acrobat.adobe.com/id/urn:aaid:sc:AP:0353d534-1607-4fc1-b09f-21c72d6e8bb2

https://bank11.io/whitepaper

https://twitter.com/11Bank11

https://medium.com/@x_11

https://discord.gg/T3YZfWb4

https://t.me/bank11chat

https://t.me/bank11x

AUTHOR

Bitcointalk Username: Renays Ellin

Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=3241572

Wallet Address: 0x12d0a96d064c3adac99ad00c9a2c885ab86959e1

Sabtu, 18 November 2023

Work X

Work X Presentation

Work X is building ‘The Internet of Jobs', an optimal efficient platform economy providing unbiased matching for all types of work with any contract where labor costs are minimized and salaries optimized (Rapmund, De Witte & Kehrer, 2021). With a transaction fee of 2-5%, Work X will run a decentralized organization (DAO) that rewards people who contribute to the development and maintenance of the platform. Given the expected economies of scale, learning effects, and commodifying functional components, this transaction fee will also be used to decrease the costs when the platform scales up. Work X will offer the same user experience without the need to possess knowledge about the underlying blockchain technology. Customers can pay service providers with existing payment solutions. In the background, Work X bundles transactions and buys back the $WRKX token from the market, which will be distributed to developers who contribute to the development and maintenance of the platform. Every token holder will have the right to vote on development proposals to decide on the platform's future. The Internet of Jobs will be used, owned, and maintained by the people.

Work X’s Paradigm-Shifting Features

Work X, the keyword synonymous with recruitment innovation, offers a bevy of features:

Generative AI-Assistant:

An AI-driven tool by Work X that tailors job descriptions and enriches talent profiles to perfection.

Decentralized Identity:

A feature exclusive to Work X, it empowers candidates by giving them dominion over their professional data.

Peer-to-Peer Collaboration:

Work X’s groundbreaking fee model guarantees competitive payouts for talents and minimal service fees for corporations.

Verified References:

Work X assures businesses of the veracity of candidates’ skills and experience.

Unbiased Hiring:

Work X’s sophisticated algorithms ensure candidate-employer alignments based on genuine performance metrics.

Anticipating the Future with Work X

The synergistic collaboration of Work X, TEN, and Whyz is grounded in mutual aspirations and shared objectives. With Work X’s tech-forward platform and the robust nexus of TEN and Whyz, the tripartite partnership is poised to usher in a renaissance in recruitment and leadership strategies. By intertwining futuristic technology and visionary leadership, this partnership is anticipated to foster a systematic, efficient, and advantageous framework for global organizations and professionals.

Tokenomics

The $WORK token is intended to provide digital access to the platform by means of a blockchain-based infrastructure. In this paragraph we will shortly summarize the different use-cases to answer the question how the token has utility. In the near future we will present additional token use-cases so stay tuned!

Token Utility 1: Get Access to Platform Services
To access services on the Work X Platform such as posting jobs, skill assessments, development courses, the AI-Assistant, and many other services on the platform, users need to possess the $WORK token. Other examples of costs we need to add to our transaction fee requirements are for example AI tokens, running servers, development grants, etc.

Token Utility 2: Collateral for Job Listings
To make sure that all job listings comply with the code of conduct of the platform, tokens have to be deposited.

Token Utility 3: $WORK Platform Support Rewards
Users of the platform who hold $WORK tokens and add to the liquidity will be rewarded with $WORK tokens within an NFT for their support of the platform and community. As they are contributing more to the maintenance and continuation of the platform, they are important for the future of the platform and deserve to be rewarded.

Token Utility 4: Platform NFT’s
When users get achievements on the Work X platform they will be rewarded with an NFT that holds an amount of $WORK tokens. By holding and adding to the liquidity of the $WORK token, they will be rewarded with an appealing APR on top of their tokens.

Token Distribution and Fund Allocation

At the the Token Generation Event (TGE), the generated tokens and funds will be allocated proportionally to different use-cases and operations. In the ”Vesting” column of Table 1 you can see the vesting period of each of these token allocations in months. Not only tokens bought by early buyers will have a vesting period, in fact the buyers have some of the lowest vesting periods while most of the Work X allocations vest over longer time frames. For example the intended DAO will gradually unlock it’s funds over 5 years without any tokens being unlocked at TGE.

Team

Partnership

Roadmap

MORE INFORMATION :

Official Website: https://landing.workx.io/
Official Whitepaper: https://content.workx.io/whitepaper/Work+X+Whitepaper+V6.pdf
Official Twitter: https://twitter.com/WorkX_official
Official Telegram: https://t.me/WorkX_Telegram
Official Discord: https://discord.com/invite/workx
Official Medium: https://medium.com/@WorkX
Official Linkedin: https://www.linkedin.com/company/work-x-internet-of-jobs/

AUTHOR INFO:

Bitcointalk Username: Renays Ellin

Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=3241572

Wallet Address: 0x12d0a96d064c3adac99ad00c9a2c885ab86959e1

PropelCrypto

PropelCrypto (PCR) is an ERC20 token based on the Ethereum blockchain

with a total supply of 1 quadrillion reduced to 1,000,000,000 after burn. Its purpose is to serve as Entrepreneurs’ Token in Africa, enabling them to hold, own, trade for profit and become the engine of empowering financially a Free Tuition Business School for 100% Entrepreneurship.

OUR IEO ON DEX-TRADE IS LIVE. JOIN NOW BY CLICKING THE PICTURE ABOVE!

Become a part of the world's inaugural Entrepreneurs' Token Community by being among the pioneering individuals to acquire PCR. This revolutionary token is designed to streamline investments in entrepreneurial projects not only in Africa but across the globe.

Introduction

As the third fastest-adopting continent in terms of cryptocurrency, Africa represents a unique opportunity for PCR to bring together African entrepreneurs and drive the project’s success. PCR is designed to appeal to African entrepreneurs seeking economic freedom, prosperity, and opportunity to generate wealth.

To achieve its goal of mass adoption in Africa, PCR aims to build a strong community around the token, using marketing campaigns and taking advantage of the rising popularity of cryptocurrency on the continent.

In line with promoting entrepreneurship, PCR seeks to contribute to
Africa’s development by setting up a Free Tuition Business School for
100% Entrepreneurship with Business Financing for all students at the
end of their degree. Therefore, PCR will also serve as a means of
crowdfunding for the Entrepreneurship Business School. Then after
listing on different exchanges, as the token’s value rises, investors can use
their profits to reinvest in their own businesses, support their families
and friends

Smart Contract Address

0x264Cf2798c7Df1c86E5fe8164FE24aC7532bF624

Total Supply (After Burn)

1,000,000,000 PCR

Transactions

Wallet must have Ethereum to pay transaction fees

Recommended Wallets

MetaMask, Trust Wallet, Coinbase Wallet

Initial Distribution:

Team and Advisors: 20%
Early Backers and Investors: 10%
Reserve Fund: 10%
Public Sale: 60%

Vesting Period:
Team and Advisors: 3-year vesting with a 1-year cliff
Early Backers and Investors: 6-month vesting

Token Utility:
Entrepreneurs’ Token: PCR serves as an Entrepreneurs’ Token in Africa. Entrepreneurs can hold and own PCR tokens, trade them for profit, and use them as a means to access educational resources and support from the Free Tuition Business School for Entrepreneurship.
Investment Token: PCR can be purchased by investors. Investors can stake their PCR tokens in exchange for a Return on Investment (ROI) in USDT.
School Investment Fund: The Entrepreneurship School’s board will use the investment fund generated from PCR token staking to invest in various entrepreneurial projects initiated by students. These investments aim to generate higher ROI, benefiting both the investors and the entrepreneurial community.

Token Release Schedule:
As per Initial Token Sale Schedule: IDO with specified terms and conditions.
Staking Rewards: Staking rewards structure, including ROI percentages and lock-up periods will be announced after listing.

Burn Mechanism:
Token burn mechanism will be implemented, where a portion of tokens used for staking rewards are periodically removed from circulation. This will help control inflation and increase scarcity, which will lead to increase in token’ value. Announcement will be made when such is scheduled.

Ecosystem Incentives:
Periodic incentives will be announced for entrepreneurs, students, and investors to participate actively in the ecosystem. This could include rewards, discounts, or governance rights within the Entrepreneurship School.

Security Measures:
Implementation of rigorous security measures, including smart contract audits, bug bounties, and insurance, to protect token holders and the integrity of the platform will periodically be carried out.

Roadmap For PCR Deployment

Phase 1

Token Launch and Initial Marketing (Q1 2023)

Release the PCR token on the Ethereum blockchain, with a total supply of 1 quadrillion.
Conduct an initial marketing campaign to build awareness of the PCR token among African entrepreneurs and investors.
Launch the PCR website and social media channels to provide information and updates on the project.

Phase 2

Community Building and Token Distribution (Q2 2023)

Build a strong community around the PCR token, using social media, online forums, and other channels to connect with African entrepreneurs and investors.
Distribute the PCR token to early adopters and supporters, using a variety of strategies such as airdrops, bounties, ICO (Initial Coin Offering), and referral programs.
Provide incentives for holding and using the PCR token, such as staking rewards and discounts on transaction fees.

Phase 3

Partnership and Ecosystem Development (Q3 & Q4 2023)

Establish partnerships with African businesses, organizations, and government agencies to promote the use of the PCR token and build a strong ecosystem around.
Develop a range of use cases and applications for the PCR token, such as payment systems, remittances, and microlending.
Work with developers and entrepreneurs to build decentralized applications (DApps) on top of the PCR token.

Phase 4

Expansion and Mass AdopƟon (2024 and Beyond)

Expand the use of the PCR token to other African countries, using a combination of online and offline marketing strategies.

Continue to build partnerships and develop the PCR ecosystem, with a focus on creating value for users and driving mass adoption.

Collaborate with other blockchain projects and organizations to promote the use of cryptocurrency in Africa and support the growth of the wider blockchain ecosystem.

Launching the Free Tuition Business School for Entrepreneurship.

Conclusion

Despite our good intention to use PCR to promote entrepreneurship in Africa, the token
sale does not constitute an offer of securities or a promotion, invitation, or solicitation
for investment purposes. The terms of the contribution are therefore not intended to be
a financial service offering document or a prospectus. The token offering involves and
relates to the development and use of experimental software and technologies that
may not come to fruition or achieve the objectives specified in the white paper. The
purchase of tokens represents a high risk to any contributor. Tokens do not represent
equity, shares, units, royalties, or rights to capital, profit, or income in the network or
software or in the entity that issues tokens or any other company or intellectual
property associated with the network or any other public or private enterprise,
corporation, foundation or other entity in any jurisdiction. Please make sure you read
our privacy policy.

MORE INFORMATION :

WEBSITE: https://t.co/hiImtOQWES

WHITE PAPER: https://propelcrypto.online/wp-content/uploads/2023/05/PRC-whitepaper.pdf

TWITTER: https://twitter.com/PropelCryptoPCR

FACEBOOK: https://www.facebook.com/PropelCryptoPCR

LINKEDIN: https://www.linkedin.com/company/propelcrypto

TELEGRAM: https://t.me/PropelCryptogroup
TELEGRAM CHANNEL: https://t.me/PropelCryptochannel
MEDIUM: https://medium.com/@propelcrypto

AUTHOR INFO:

Bitcointalk Username: Renays Ellin

Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=3241572

Wallet Address: 0x12d0a96d064c3adac99ad00c9a2c885ab86959e1

Minggu, 05 November 2023

INTDESTCOIN

Introduction

The world of blockchain technology has brought about a profound transformation in various industries, promising greater efficiency, transparency, and security. However, it also faces several critical challenges that hinder its widespread adoption. These challenges include private blockchains, scalability issues, security concerns, and interoperability problems. In this article, we’ll explore how INTDESTCOIN (INTD) is addressing these challenges and revolutionizing the digital ecosystem.

What INTDESTCOIN Brings

Blockchain technology has the potential to reshape industries, but it is not without its flaws. INTDESTCOIN, commonly known as INTD, emerges as a game-changer in this space. It offers a multidimensional transactional approach, promising solutions to the four primary challenges that currently plague blockchain technology.

1. Private Blockchains:

Many blockchain networks are criticized for their centralized and permissioned nature, allowing entities to control access. This can exclude a vast user base, undermining the core principles of decentralization.

2. Scalability:

The current limitations of blockchain scalability result in extended transaction durations, limiting its potential for real-time applications.

3. Security:

The security and integrity of data, especially during transfers, have been under scrutiny. Concerns from financial institutions have contributed to skepticism regarding the nascent currency system.

4. Interoperability:

The lack of compatibility between different blockchain networks creates hindrances during cross-network asset transfers, limiting their utility.

INTDEST’s Solutions

INTDESTCOIN aims to overcome these challenges by introducing a unique approach. With the anticipated launch of XCHAIN, INTD’s primary blockchain, the promise of a platform attuned to all existing blockchains becomes a reality. This harmonization, facilitated by bridges, aims to expedite transactions in terms of time and cost, making INTD a potential solution for the evolution of the blockchain world.

Insight into INTDEST

INTDEST is not just another name in the blockchain arena. It’s a technology-driven company that has been spearheading extensive projects across cybersecurity and technology domains. Each service offered by INTDEST leverages their cornerstone cryptocurrency, INTD, for transactions and revenue streams. Holding INTD is equivalent to having a stake in INTDEST’s vision and trajectory.

Over the past 18 months, the INTDEST team has grown from a small group of visionaries to a diverse global consortium. Transparency and trustworthiness remain core to INTDEST’s ethos, ensuring that all stakeholders are privy to comprehensive details.

With a decentralized management structure, contributions from global teammates enrich INTDEST’s decision-making process. The team ensures that only the most viable strategies are pursued through rigorous deliberations and a methodical approach.

Corporate Identity and Global Presence

Registered as INTDEST TECHNOLOGY COMPANY LTD under its parent company, C.A International, INTDEST proudly holds the registration number 14312449 in the United Kingdom. Their operational footprint spans the United Kingdom, Turkey, the UAE, and more. INTDEST’s team comprises experts from diverse nationalities, making it a truly global endeavor.

INTD’s vision extends far beyond the present. The project aims to permeate decentralized technology across sectors like finance, healthcare, culture, and more. Backed by round-the-clock endeavors, the goal is not just a distant dream but an imminent reality. INTD aims to become a household name, and the integration of XCHAIN blockchain is a significant step towards achieving this vision.

An Overview of INTDESTCOIN

INTDESTCOIN, with its symbol INTD, has a total supply of 10,000,000,000 tokens. It operates on the Polygon blockchain, and it has plans for a hard fork in the future to migrate to its own blockchain called XCHAIN.

INTDESTCOIN differentiates itself through its economic model, featuring a controlled inflation rate and plans to reduce it gradually. This approach provides economic incentives for INTD holders, promoting long-term investment and a stable financial ecosystem.

Revenue Streams for INTDESTCOIN

INTD token holders can benefit from a wide array of large-scale projects within the INTD ecosystem, contributing to multiple revenue streams, including currency generation mechanisms and diverse profit-making opportunities.

Product Viability

INTD offers a comprehensive digital ecosystem with user-friendly features, a strong team, and a future-focused vision. Its three-layered internal service architecture ensures security, convenience, and decentralization for users. Moreover, INTD provides services for NFT and token creation, tapping into the growing market for digital assets.

The integration of the XCHAIN blockchain is a groundbreaking move. It offers scalability, efficiency, and transparency to the INTD ecosystem. The transition to a proprietary blockchain signifies INTD’s commitment to innovation and long-term sustainability.

Cross-Chain Bridge

INTDESTCOIN bridges offer seamless asset transfers between different blockchain chains, addressing the issue of interoperability. This ensures a secure and efficient blockchain experience for users.

Tokenomics

INTD’s token allocation strategy ensures a stable and sustainable project. This includes allocating tokens to the team, locking liquidity, creating an ecosystem fund, and maintaining safety and insurance funds. Token lock-up periods prevent excessive token flooding in the market, safeguarding the token’s value.

In conclusion,

INTDESTCOIN (INTD) is a multifaceted project that addresses the challenges of the blockchain world. With a vision to revolutionize the digital ecosystem, a strong team, and a comprehensive product offering, INTD is poised to become a key player in the digital currency and blockchain space. The integration of the XCHAIN blockchain and thoughtful tokenomics further solidify its position in the market. Stay tuned for the exciting developments in the world of INTDESTCOIN.

Important Links of Condominos:

Author:

Bitcointalk Username: Renays Ellin

Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=3241572

Wallet Address: 0x12d0a96d064c3adac99ad00c9a2c885ab86959e1